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Rates

chartsSHARE ACCOUNT DIVIDEND RATES:

AMOUNT:  APYE:
$0.01 - $2,500.99 0.05%
$2,501.00 - 10,000.99 0.15%
$10,001.00 - 20,000.99 0.30%
$20,001.00 and > 0.60%
APYE=Annual Percentage Yield Earned

These rates effective January 1, 2010
 

CERTIFICATES OF DEPOSIT:
$5000 minimum deposit      12 month term   1.50% APR

LOAN RATES:

Rates will be dependent upon the member's qualifications based on the Credit Union's credit scoring system.

Secured Loans APR: Term:
A 5.25% 48 months
B 6.25% 48 months
C 7.25% 48 months
D 10.00% 48 months
     

Share Pledged Loans

  Maximum Term:
  5.00% 72 months
     
Unsecured Loans   Maximum Term:
A 10.00% 36 months
B 12.00% 36 months
C 15.00% 36 months
D 18.00% 36 months
 

Secured Rates listed above reflect the maximum discounts applied
.25% for having an active checking account
.25% for payroll deduction or automatic payments set up

MATCH RATE PROGRAM:

Members in good standing rated Tier A or B qualify for this benefit.  SODES Federal Credit Union staff can match an interest rate on a new secured loan when the member proves they can obtain a lower rate through another financial institution.

carAre you planning on purchasing a vehicle?  Use NADA's website to find the retail value of the vehicle to make sure you are getting a fair price.  Click on the car to enter NADA's website.

 
 
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For Customer Service, contact us at 605-626-2330 or SODESFCU@state.sd.us
© 2008 SODES Federal Credit Union, Aberdeen, South Dakota. Site by GLAS Consulting.