SODES Federal Credit Union
bluebar
Online Banking
Order Checks
 
What's New
Who We Are
Products and Services
Rates
Helpful Links
Alerts
Contact Us
Home

Products & Services

Share Accounts

A share account is similar to a savings account.  To be a member of SODES Federal Credit Union, a share account must be opened and a balance of $5.00 maintained.

DIVIDEND RATES

 

CHECKING ACCOUNTS:

SODES Federal Credit Union checking accounts do not have a minimum balance requirement and there are no monthly check fees.  Overdraft protection is available from your share account or an overdraft protection loan.  Contact the Credit Union to set-up your overdraft protection.

ORDER CHECKS

LOANS:

There are three categories of loans at SODES Federal Credit Union.

  1. SECURED - A loan that has some form of collateral given is a secured loan.  Examples are:  vehicle, camper, motorcycle, boat, computer, etc.
  2. SHARE SECURED - These loans use your share (savings) account as collateral.  Your shares continue to earn dividends while pledged as collateral.
  3. LINE OF CREDIT - This type of loan requires no collateral and can be used for a wide variety of reasons such as consolidating bills, home improvement projects, etc.

LOAN RATES

OTHER SERVICES:

ATM/Debit Cards Credit Life & Disability Insurance
Online Banking Direct Deposit
Wire Transfer Young Savers' Club
Loadable Gift Cards* Money Orders/Cashiers Checks
GAP Insurance NADA Guides
Payroll Deduction Fax Service
Consumer Reports Magazine Postage/Stamps
   * Only during the holiday season

                                           

SCHEDULE OF FEES

rushmore profile
redbar
Equal Housing LenderNCUAFederally insured by NCUA. Privacy Policy
For Customer Service, contact us at 605-626-2330 or SODESFCU@state.sd.us
© 2008 SODES Federal Credit Union, Aberdeen, South Dakota. Site by GLAS Consulting.