SODES Federal Credit Union
420 S Roosevelt St;  PO Box 4730
Aberdeen, SD 57401
 Phone: (605) 626-2330
Fax: (605) 626-2617
Email: SODESFCU@state.sd.us
 
       

 

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SHARE ACCOUNT DIVIDEND RATES:

 

AMOUNT:  APYE:
$0 - $500.99 0.25%
$501.00-5,000.99 1.26%
$5,001.00-10,000.99 1.76%
$10,001.00 AND UP 2.27%
APYE=Annual Percentage Yield Earned

          

 

LOAN RATES:

 

Rates will be dependent upon the member's qualifications based on the Credit Union's credit scoring system.

 

Secured Loans APR: TERM:
A 6.50% 48 months
B 7.50% 48 months
C 8.50% 48 months
D 10.50% 48 months
     

Share Pledged Loans

   
  5.00% 84 months
     
Line of Credit Loans    
A 11.50% 24 months
B 12.00% 24 months
C 13.50% 24 months
D 15.00% 24 months
 

 

Another 0.15% reduction in the interest rate can be obtained by the following:

0.05% reduction for having a checking account at SODES FCU

0.05% reduction for having an Advantage ATM/Check Card issued by SODES FCU

0.05% reduction for having another loan with a balance at SODES FCU

 

MATCH RATE PROGRAM:

Members in good standing rated Tier A or B qualify for this benefit.  SODES Federal Credit Union staff can match an interest rate on a new secured loan when the member proves they can obtain a lower rate through another financial institution.

 

 

Are you planning on purchasing a vehicle?  Use NADA's website to find the retail value of the vehicle to make sure you are getting a fair price.  Click on the car to enter NADA's website.

 

 

 

SODES FEDERAL CREDIT UNION

Office Phone:  (605) 626-2330

24 Hour Phone Banking Number:  (877) 600-1963

 

 

Copyright SODES Federal Credit Union, 2004.  All rights reserved.