HOME PAGE

WHAT'S NEW

WHO WE ARE

PRODUCTS & SERVICES

RATES

HELPFUL LINKS

PRIVACY POLICY

SHARE ACCOUNTS:

A share account is similar to a savings account.  To be a member of SODES Federal Credit Union, a share account must be opened and a balance of $5.00 maintained.

DIVIDEND RATES

CHECKING ACCOUNTS:

SODES Federal Credit Union checking accounts do not have a minimum balance requirement and there are no monthly check fees.  Overdraft protection is available from your share account or an overdraft protection loan.  Contact the Credit Union to set-up your overdraft protection.

ORDER CHECKS

LOANS:

There are four categories of loans at SODES Federal Credit Union.

1.  SECURED - A loan that has some form of collateral given is a secured loan.  Examples are:  vehicle, camper, motorcycle, boat, computer, etc.

2.  SHARE SECURED - These loans use your share (savings) account as collateral.  Your shares continue to earn dividends while pledged as collateral.

3.  LINE OF CREDIT - This type of loan requires no collateral and can be used for a wide variety of reasons such as consolidating bills, home improvement projects, etc.

4.  STUDENT LOANS - Use our Lender Code 831015 on your student loan application.

LOAN RATES

OTHER SERVICES:

SCHEDULE OF FEES

SODES FEDERAL CREDIT UNION

Office Phone:  (605) 626-2330

24 Hour Phone Banking Number:  (877) 600-1963

Copyright SODES Federal Credit Union, 2004.  All rights reserved.